Download FAMILY HEALTH OPTIMA Insurance plan

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Star Health and Allied Insurance Co. Ltd., commenced its operations in 2006 with the business interests in Health Insurance, Travel and Personal Accident. As an exclusive Health Insurance Company and the first of its kind in India, the Company is committed to setting international benchmarks in service and personal caring.


  • A Any person aged between 18 years and 65 years, residing in India, can take this
  • insurance
  • A Beyond 65 years, It can be renewed for life time.
  • A Child above 16 days of age can be covered as part of the family. If, at the commencement of the policy, the new born child as defined in the policy clause is less than 16 days of age, the proposer can opt to cover such child also in the same policy by paying the applicable premium in full. However, the cover for such child will commence only from the 16th day after its birth and continue till the expiry date of the policy.
  • A Family : Proposer, spouse, dependent children from 16 days up to 25 years (Children who are economically dependent on their parents)

FAMILY HEALTH OPTIMA Insurance Claims Procedure

  • A Call the 24 hour help-line for assistance : 1800-425-2255 / 1800-102-4477. Inform the ID/Policy number for easy reference
  • A In case of planned hospitalization, inform 24 hours prior to admission in the hospital
  • A In case of emergency hospitalization, information to be given within 24 hours of hospitalization
  • A Cashless facility can be availed in all network hospitals wherever possible
  • In non-network hospitals payment, must be made up-front and then reimbursement will be effected on submission of documents.

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